Vancouver Car Insurance Information
The national average insurance cost is the most expensive at $900 per year among the three levels compared in the above table. On the other hand, Vancouver, WA is cheaper by $223 per year. Even though the average insurance cost in Vancouver, Washington is less expensive compared to the national average cost, the insurance rates vary in all the available car insurance companies in the city. This is because of the different factors that companies base their insurance rates on, age and location being the most influential factors. Some companies charge higher rates than the average car insurance rate in Vancouver city and the national average cost.
CHEAPEST CAR INSURANCE COMPANIES IN Vancouver
There are a good number of excellent Vancouver car insurance companies with a variety of insurance types and different levels of coverage to choose from. They also have other offers like great discounts and incentives that makes the car insurance cost cheaper. This makes it possible to find the cheapest car insurance rates in Vancouver, WA in the area close to you. Actually, today there are online tools available to help you find free car insurance estimates by just typing your postal code in the quote box provided. The average car insurance rate in Vancouver, Washington is about $1,206 per year. This is more expensive that the average State car insurance cost. Above is the list of the cheapest car insurance companies in Vancouver. After comparison of the rates with all factors included, Mutual Enumclaw offers the lowest car insurances at $1,295 per year but its rates also vary depending on where its is situated.
| Rate | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Mutual Enumclaw | 1295 |
| 2 | Vancouver average | 1799 |
| 3 | Progressive | 1810 |
| 4 | The General Insurance | 1860 |
| 5 | American Family | 1924 |
| 6 | Pure insurance | 2132 |
| 7 | Allstate | 2502 |
| 8 | Farmers | 2685 |
Vancouver Car Insurance Rate by Zip Code
Zip code is an important tool used to calculate car insurances rates alongside age which also has a great impact on the insurance rates. Males at the age of thirty pay less amount on car insurance cost in any location. They are highly experience and conversant with the traffic rules. The area you reside in is assigned a zip code that should help you determine the rates you are needed to pay for your car insurance. Car insurance companies have educational tools and newsletters that are vital in passing the correct information the clients. You just key in your zip code and all the details you require or you can get assistance from the insurer. You only give the insurer your zip code and all the information you need he or she provides.
| Zip Code | Age (Males) | Insurance average rates |
|---|---|---|
| 98607 | 30 | 1122 |
| 98660 | 30 | 1102 |
| 98662 | 30 | 1034 |
| 98663 | 30 | 1168 |
| 98664 | 30 | 1339 |
| 98666 | 30 | 1406 |
| 98668 | 30 | 1158 |
| 98682 | 30 | 1482 |
Vancouver CAR INSURANCE RATES BY AGE
| Age | Insurance Rates in Males | Insurance Rates in Females |
|---|---|---|
| 20s | 1615 | 1615 |
| 30s | 1184 | 1172 |
| 40s | 1129 | 1118 |
| 50s | 1099 | 1087 |
| 60s | 1066 | 1066 |
| 70s | 1388 | 1293 |
Age is an important factor used to determine the cost of auto insurance in any city, Vancouver is not an exception. Those who are young are considered to be inexperienced motorist thus are likely get into or cause an accident more often. Car insurers therefore categorize them as high-risk clients and give them highest insurance rates. As you gain more experience with age your car insurance cost depreciates. 30 years through to 60 years have gained more experience on the roads, this is why their rates are lowest but when you hit 70s the cost is again relatively high. Old age comes with some disadvantages that causes the rise in insurance rate. When you are old, your eyesight gets affected and therefore more likely to get in accidents many at times. Gender is not a major concern in calculating as many people do not agree. The rate of car insurance is relatively the same to both males and females of the same age bracket.
