Everett, WA averagely has affordable car insurance rates. This is a consideration after comparing rates with other cities in Washington state. To find the best car insurance provider in Everett you can do an extensive search online. Majority of the service providers in Everett have online tools to help you calculate your care insurance by just keying your zip code. Other factors such as age, gender and marital status are also important to provide to get the right car insurance rate for your policy. Car insurance providers in Everett so supportive, they can help you decide on which insurance coverage best fits your needs. If you are looking for the cheapest, the top most cheapest car insurance companies are Grange, PEMCO.
Everett Car Insurance Information
Owning a vehicle whether you drive it more often or less often, it means you need o have a car insurance cover. The above table contains the average car insurances rates in three levels that you can use as you budget to have your car insurance. Everett average car insurance rate is cheaper compared to average insurance rates in most cities in Washington but it is most expensive compared to the state average cost and the national average auto insurance cost. This is just the average cost for the city but each insurance company in Everett, WA have their own rates depending on how they consider the common factors like age, location, credit score, gender and even marital status.
CHEAPEST CAR INSURANCE COMPANIES IN Everett
To find the cheapest car insurance rates in Everett, Washington is possible but it requires commitment from you to do proper shopping around the city. This is because there are many car insurance providers claiming to offer the cheapest rates. Comparing car insurance cost is the best way to find a cheap car insurance in Everett. The cheapest insurance coverage to purchase in any insurance company is the minimum insurance coverage which is a requirement by the state. Insurance providers then have additional insurance coverage that will determine whether they have cheaper insurance cost than others.
Most people think that all auto insurance policies in Everett, WA are similar. The insurance coverages are different depending on your needs. You can therefore find affordable car insurance quotes if you were looking for the cheapest. There are many car insurance providers in Everett, Washington that offer a wide range of coverage levels that you can choose from though a number of factors the rates of the car insurances such as the policy type, insurance provider and the amount of the coverage. Where you reside, definitely also determines the cost of the car insurance.
Rate | Car Insurance Company | Annual Insurance Rate |
---|---|---|
1 | Grange | 1044 |
2 | PEMCO | 1167 |
3 | Country Financial | 1248 |
4 | Chubb | 1288 |
5 | Farmers | 1309 |
6 | Progressive | 1355 |
7 | Nationwide | 1530 |
8 | Allstate | 1778 |
Everett Car Insurance Rate by Zip Code
Everett city just as any other city in the United States has zip codes assigned to different locations. Car insurance rates vary depending on different zip codes, this because every zip code has factors that an insurance provider use to calculate the insurances rates. Zip code in the rural areas cost less expensive than zip codes in the urban areas. If your zip code experiences many cases of theft, accidents and vandalism the cost of car insurances is higher than in areas with les crime and accidents.
Zip Code | Age (Males) | Insurance average rates |
---|---|---|
98201 | 30 | 1325 |
98203 | 30 | 1325 |
98204 | 30 | 1260 |
98206 | 30 | 1260 |
98207 | 30 | 1278 |
98208 | 30 | 1047 |
98213 | 30 | 1047 |
98272 | 30 | 1216 |
98275 | 30 | 1047 |
98290 | 30 | 1047 |
Everett CAR INSURANCE RATES BY AGE
Age | Insurance Rates (Male) | Insurance Rates (Female) |
---|---|---|
20 | 1129 | 996 |
30 | 552 | 573 |
40 | 538 | 547 |
50 | 517 | 513 |
60 | 508 | 494 |
70 | 527 | 542 |
Age is an important factor used to determine car insurance cost in all cities, Everett not being left out. It appears to be the most important factor that insurance providers base their car insurance ratings. Young drivers being in experience is a major reason as to why they pay the highest rates. They present high risk factors and for the insurance providers to be on the safe side they have give teenagers high insurance rates. Growing older comes with more experience, older drivers have the lowest car insurance rates. From the above table, 20-year old drivers pay more compared to 30-year old drivers and less as you move down to 60-year old drivers. Based on gender females pay less than males and the difference is minimal. When you reach your 70s, the car insurance rates shift to a higher amount. Car insurance rates in Everett is relatively the same as rate in Seattle, WA.
MINIMUM CAR INSURANCE REQUIREMENT IN Everett
Insurance Coverage | Minimum requirement |
---|---|
Bodily Injury Liability | $25,000 per person and $50,000 per accident |
Property Damage Liability | $10,000 per accident |
Uninsured motorist bodily injury liability | $25,000/50,000 |
Uninsured motorist property damage liability | 10000 |
Basic personal injury protection | 10000 |
The minimum car insurance requirement in Everett, WA is known as the 25/50/10 rule. This policy must include at least bodily injury liability of $25,000 per person for the damage caused to others, and $ 50,000 per accident. It also includes property damage liability of $10,000 per damage caused to other people’s properties. Failure to carry the minimum car insurance requirement in Everett attracts penalties which may include monetary fines.
Everett has additional car insurance coverage like comprehensive coverage that protects a driver from bad lack accidents that are prone to happen anytime. There is also collision coverage and Everett coverage that covers any destruction for those who are financing.
Top car insurance agents in Everett
The Miller Insurance Agency
3301 Hoyt Ave Everett, WA 98201
(425)212-3505 TheMillerInsurance Agency.comMcClain Insurance Services
10410 19th Ave SE Ste 100 Everett, WA 98208
(425)379-9200 autohomeboat.comHigh Agency
12811 8th Ave W Ste B-205 Everett, WA 98204
(425)363-3997 highagency.comAllstate Insurance: Melody J Grondah
7024 Evergreen Way Ste B Everett, WA 98203
(425)355-1613 Agents.allstate.comKeith Partington Insurance
1904 Wetmore Ave Ste 103 Everett, WA 98201
(425)953-9553 agents.allstate.comAllstate insurance: Bob Smith
20 SW Everett Mall Way Ste 6 Everett, WA 98204
(425)290-7109 allstate.comVern Fonk Insurance
3531 Rucker Ave Ste A Everett, WA 98201
(877)872-1727 vernfonk.comForest Park Insurance services
13119 Seattle Hill Rd Snohomish, WA 98296
(206)364-4230 forestparkins.comAmerican Insure-All
3211 Broadway Ave Ste A Everett, WA 98201
(425)303-9300 americaninsureall.comEverett WA DEMOGRAPHY
About Everett, WA
- Population 103,019 (2010 census)
- Population Density 1280.25km2
- Latitude 47.97900N
- Longitude 122.20210W
- Land Area 85.98km2
- Area Code 425/360